Salary-paid agents who shop the PPO market for the self‑employed. Keep your doctors. Skip the call center.
No phone trees. Just a clean path to a quote.
Three quick questions: who's on the plan, where you live, and the doctors you don't want to lose. Takes about a minute.
Your salary-paid agent compares real plans from the top carriers in your area, verifies your doctors are in-network, and pulls actual prices.
We walk you through the options in plain English, answer your questions, and handle the paperwork. No pressure to enroll. It's your call.
Plain answers, real coverage, no games. Here's the deal when you work with us.
We shop PPO networks that include the doctors and specialists you already see. No surprises at check-in.
We compare PPO plans across every carrier in your area to find the lowest premium that still keeps your doctors in-network. No upsells, no commission games.
Our agents earn a salary, not commission on your premium. You get advice that's actually in your interest.
I started Healthy Insurance Dude because I got tired of watching friends and clients overpay for plans that didn't cover their doctors. My team and I are salary-paid, licensed agents. No call-center, no commission games, no upsell. We help you find a real PPO and stick around when you need us.
A few of the families and freelancers we helped find real coverage.
David was absolutely wonderful! Answered all our questions and guided us to the BEST coverage for our family. 10/10 recommend!
Switched from junk insurance and finally have affordable PPO coverage. My doctor is covered and haven't touched a referral form since. Should have done this years ago.
Found me a plan $200 cheaper per month that covers everything my old plan didn't. The agent never pushed anything — just found what worked best for me.
Affordable PPO coverage, real doctors, real price. These guys sorted me out in one phone call. Couldn't be happier with the coverage and service.
Finally someone who explained everything in plain English. No jargon, no hidden fees. My whole family is covered and we love our plan.
Honest, knowledgeable, and fast. Had my quote in minutes and the switch was painless. Highly recommend to anyone tired of bad insurance.
Two quick questions. A real quote in 10 seconds. No commitment.
Anything we missed? Drop us a line.
We answer our own emails.
Yes. We're paid by the carriers when you enroll, the same rate either way. You don't pay us anything, and our agents earn a salary instead of commission, so they're not steering you to a more expensive plan.
That's the first thing we check. Before we recommend a plan, we verify your current doctors and specialists are in the PPO network. If they're not, we tell you.
That's most of who we work with. We'll walk you through individual-market PPO options, HSA-eligible plans, and any subsidies you might qualify for.
Most clients get a quote the same day and have coverage active by the first of the next month. Special enrollment situations can move faster.
No. We present the options, explain trade-offs in plain English, and you decide. If nothing fits, we say so. No pressure to enroll.