Real PPO plans
without the runaround.
Salary-paid agents who shop the PPO market for the self‑employed. Keep your doctors. Skip the call center.
Real plans. Real names you know.
Three steps to a plan
that actually fits
No phone trees. Just a clean path to a quote.
Tell us who
needs coverage
Three quick questions: who's on the plan, where you live, and the doctors you don't want to lose. Takes about a minute.
We shop the
PPO market
Your salary-paid agent compares real plans from the top carriers in your area, verifies your doctors are in-network, and pulls actual prices.
Pick the plan
that fits
We walk you through the options in plain English, answer your questions, and handle the paperwork. No pressure to enroll. It's your call.
Three reasons
people switch to us
Plain answers, real coverage, no games. Here's the deal when you work with us.
Keep your
doctors
We shop PPO carriers that include the doctors and specialists you already see. No surprises at check-in.
Save you
money
We compare PPO plans across every carrier in your area to find the lowest premium that still keeps your doctors in-network. No upsells, no commission games.
Salary-paid
agents
Our agents earn a salary, not commission on your premium. You get advice that's actually in your interest.
Hi, I'm Perry.
We answer our own emails.
I started Healthy Insurance Dude because I got tired of watching friends and clients overpay for plans that didn't cover their doctors. My team and I are salary-paid, licensed agents. No call-center, no commission games, no upsell. We help you find a real PPO and stick around when you need us.
- 8 years+ finding PPO plans
- Licensed agent since 2013. Same phone number, same desk, no rotating reps.
- 50,000+ families covered
- Coast to coast, nationwide. Self-employed, freelancers, families between W-2 jobs.
- A+ rating BBB accredited
- Accredited since 2018. Zero unresolved complaints on file.
People who
stopped overpaying.
A few of the families and freelancers we helped find real coverage.
David was absolutely wonderful! Answered all our questions and guided us to the BEST coverage for our family. 10/10 recommend!
Switched from junk insurance and finally have affordable PPO coverage. My doctor is covered and haven't touched a referral form since. Should have done this years ago.
Found me a plan $200 cheaper per month that covers everything my old plan didn't. The agent never pushed anything, just found what worked best for me.
Affordable PPO coverage, real doctors, real price. These guys sorted me out in one phone call. Couldn't be happier with the coverage and service.
Finally someone who explained everything in plain English. No jargon, no hidden fees. My whole family is covered and we love our plan.
Honest, knowledgeable, and fast. Had my quote in minutes and the switch was painless. Highly recommend to anyone tired of bad insurance.
Stop paying for a plan that doesn't have your back.
Two quick questions. A real quote in 10 seconds. No commitment.
Straight answers.
Anything we missed? Drop us a line.
We answer our own emails.
Is this actually free?
Yes. We're paid by the carriers when you enroll, the same rate either way. You don't pay us anything, and our agents earn a salary instead of commission, so they're not steering you to a more expensive plan.
Are my doctors covered?
That's the first thing we check. Before we recommend a plan, we verify your current doctors and specialists are in the PPO network. If they're not, we tell you.
What if I'm self-employed?
That's most of who we work with. We'll walk you through individual-market PPO options, HSA-eligible plans, and any subsidies you might qualify for.
How fast can I be covered?
Most clients get a quote the same day and have coverage active by the first of the next month. Special enrollment situations can move faster.
Any pressure to enroll?
No. We present the options, explain trade-offs in plain English, and you decide. If nothing fits, we say so. No pressure to enroll.